If you are injured in North Carolina in a car accident, the insurance company will be happy to deal with individuals who are not represented by at attorney. Some adjusters may offer a quick settlement and tell you that it is a good deal and that is all that you need. Some insurance companies may tell you they cannot go any higher and will not pay a penny more than what they are offering. Many adjusters tell unrepresented individuals to
Important Facts About North Carolina Car Accident Injury Claims After you are injured in a car accident, many questions may come to mind, such as:“How will I pay for my medical care?”“Who pays for my car repairs or replacement?”“How do I get compensation from the person that caused the accident?”“What do I do next?”Taking the right steps can help increase your chances of compensation. You have three ways to proceed: You can let the insurance adjuster tell you the next
Complex Regional Pain Syndrome (“CRPS”), formerly known as Reflex Sympathetic Dystrophy (“RSD”), is a chronic, painful, and disabling progressive disorder of the sympathetic nervous system. It affects one or more extremities, and most often occurs following trauma, such as a fracture or nerve damage to the affected extremity. CRPS is characterized by excruciating pain that is disproportionate to the original injury, which continues long after the original injury has healed. See id. Additionally, CRPS causes vasomotor (relating to the constriction
We hear this from clients often, and you may be surprised how often this comes up, that a party to a collision with make conflicting statements to insurance companies about the details of the collision. If you were in a car accident, unless you have verifiable witnesses, it will be your word against the other driver’s. The Police Officer’s Narrative & Opinion Regarding Fault Police officers often make statements in the narrative on the crash report that influence whether an
How much a claim is worth will depend upon the specific facts of the case and will be different for each client. Having a skilled personal injury attorney review the case and negotiate on your behalf in order to present your case in the most favorable way, can greatly enhance your settlement offers and the value of your claim. How Are Personal Injury Claims Valued? How much your claim will be valued at depends on several factors, including but not
Car Accidents, Motorcycles, Personal Injury
Should I Give a Recorded Statement to the Insurance Company?
Perhaps you have received a friendly call from a claims adjuster requesting a recorded statement regarding how the accident occurred and the type of injuries sustained. Often, the adjuster will make it seem that such a statement is standard procedure and is required. This is false. Other times, the adjuster tells you that they cannot process your claim without the statement. This is also false. In general, you should never give a recorded statement to the insurance company or
Your NC crash report is a key document and very important to your injury claim. If you were in a collision and need help understanding your crash report, you should call a personal injury lawyer. You can also use our NCDMV 349 key of codes to decode your crash report. What Information Is Included in the Crash Report? Usually, the crash report will list a description of the vehicles and parties involved in the collision, the location of the accident,
If you were involved in a car accident or automobile wreck that was not your fault, you should contact the insurance company of the at-fault driver to report a claim. You may also have insurance coverage that you can collect under, and therefore you should report the claim to your insurance company as well. Contact Information for the At-Fault Driver’s Insurance Company Whether your automobile accident was investigated by the Police Department or State Highway Patrol, the investigating officer should
Car Accidents, Motorcycles, Personal Injury
Should I Sign the Medical Authorization Release Form from the Insurer?
After you make an insurance claim, whether you were involved in an auto accident, truck accident, motorcycle accident, or other accident that results in injury, an insurance adjuster will be assigned to your case. Their job is to investigate the claim, determine whether you should be paid for your injuries, and negotiate a settlement with you. It is crucial to remember that the insurance adjuster’s primary role is to save the insurance company as much money as possible. Therefore, you
The total loss check will be issued to the owner of the totaled vehicle if the car has been paid off and the owner holds the title, meaning that there is no remaining loan payment for the car. If, however, the vehicle is being financed, the insurance company will have to determine the pay off amount of the vehicle. If the total loss settlement exceeds the pay off value, the insurance company will generally issue one check for the amount