How Much Is My Personal Injury Case Really Worth? Why There’s No “Magic Formula” for Settlements in North Carolina or California If you’ve searched for answers after a car accident in Raleigh, a slip-and-fall in Charlotte, or a rear-end collision on the I-40 corridor near Durham, you’ve probably come across the same claim repeated across the internet: that insurance companies use a set formula—like “three times your medical bills”—to calculate what your case is worth. It’s not true. And believing