Why Choose Tien Law Firm?
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Risk Management
From beginning to end, we seek to reduce future risks and liabilities.
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Virtual ConsultationsWith virtual consultations, it's easier than ever to get started.
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Flexible Billing
We offer flexible and hybrid billing arrangements to make costs more predictable.
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1000+ Clients
We are dedicated to seeking excellent results for our clients.
Eligibility to Use Underinsured Motorist Coverage (UIM) in NC
To be eligible to use your underinsured motorist coverage in North Carolina, several criteria must be met:
- The at-fault driver's liability insurance limits must be less than the damages you have sustained.
- Your underinsured motorist coverage limits must be higher than the at-fault driver's liability limits.
- You must have exhausted the at-fault driver's liability coverage before accessing your UIM coverage.
It's important to note that UIM coverage is considered "secondary" to the at-fault driver's liability coverage, meaning you can only access your UIM policy after the at-fault driver's limits have been fully utilized.
What Clients are Saying About Tien Law Firm
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She is One of the best you can ever find...always there to take your calls and responds to your emails fast.- Bright I.
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Sonya is an excellent lawyer whom I would hire again in a heartbeat. She is incredibly intelligent, delightfully clever, intensely dedicated, and wonderfully warmhearted. I completely understand why her clients not only trust her but also love her.- Tanja H.
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Sonya is a brilliant lawyer who absolutely knows what she is doing! As a lawyer myself, it's easy for me to tell when another lawyer is overlooking something, and working with Sonya, I feel confident that nothing at all will be overlooked.- Melody M. - Attorney
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I'm truly grateful to have found your firm. I can't imagine trying to go through this whole ordeal with anyone else let alone on my own. Thank you for all of your help, support, kindness and knowledge.- Tae T.
How Much Policy Amount is Underinsured Motorist Coverage in NC?
In North Carolina, the minimum required underinsured motorist coverage beginning limits are $30,000 per person and $60,000 per accident. However, many drivers choose to carry higher limits to ensure adequate protection in the event of a serious accident. When selecting your UIM coverage, it's crucial to carefully consider your personal circumstances, including your assets, income, and the potential for future medical expenses or lost wages. By choosing higher coverage limits, you can provide yourself and your loved ones with greater financial security in the event of an underinsured motorist accident.
