If you have been injured in a Raleigh car accident, whether you are a driver or passenger, the stress of the aftermath of the collision can be very challenging. When an uninsured driver causes those injuries, you have additional considerations that could impact your recovery, including: Who will pay for your medical bills? What if you have to miss work? Our experienced car accident attorneys can help and might be able to answer some of these questions for you.
Generally, you have options for recovering monetary damages even if the driver that hit you was uninsured, but collecting those damages on your own could be difficult. To maximize your recovery, you might benefit from working with a Raleigh uninsured car accident lawyer.
Uninsured Motorist Coverage in Raleigh
Uninsured motorist coverage is a policy held by the injured driver covering the car involved in the collision. When the at-fault driver lacks insurance coverage, an injury victim’s uninsured motorist coverage may evaluate the claim to cover their injuries. These NC uninsured motorist policies can pay for medical bills, pain and suffering, lost wages, and property damage, including, for example, the total loss value or vehicle repair costs. However, some insurers will fight aggressively to avoid paying out on an uninsured motorist claim. In some cases, it can become necessary for an injury victim to file suit to force the insurance company to pay for any treatment or damages under the policy.
NC Liability Insurance Requirements
The State of North Carolina mandates that vehicle owners maintain at least the following minimum coverages as the minimum amount of liability insurance coverage in North Carolina:
- $30,000 for injury claims per person
- $60,000 for the total damages resulting from a single collision
- $25,000 for property damages stemming from the crash
Failure to carry the state minimum limits may result in criminal charges. Our Raleigh car accident lawyers have seen that many people operate vehicles in Raleigh with insufficient insurance or no coverage at all. When this happens, a Raleigh uninsured car accident attorney can work with an injury victim to determine the best way to proceed to increase their changes of recovering compensation. One option our Raleigh car accident lawyer may discuss is an uninsured motorist insurance claim.
Ask Our Raleigh Uninsured Car Accident Attorney
Our Raleigh personal injury lawyer can help you determined the best way to navigate an uninsured motorist claim to seek maximum compensation. Contact our Raleigh car accident lawyer today to learn more about the potential for recovering damages in your case.