Our NC real estate attorneys frequently get asked when they are able to get the keys for their new home purchase. The Standard Offer to Purchase and Contract in North Carolina states possession does not transfer to the new owners until the deed is recorded at the Register of Deeds office in the county where the property is located. Therefore, there is usually some amount of time between the closing when documents are signed and when the keys are picked
If you are a victim in a car crash, it is easy to become stressed and overwhelmed afterwards. Collisions can be traumatic events—especially if they result in serious injuries or fatalities. If you can remember the steps to take following an accident, you may be in a better position when it comes time to file claims against any of the negligent drivers involved. Should I contact a personal-injury lawyer? If you are suffering from serious injuries after a car crash,
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The National Highway Traffic Safety Administration, about a one-third of collisions happen at intersections. Of these accidents, the single largest cause of collisions was vehicles making left turns. There are a number of reasons why a left-hand turn can be so dangerous and the laws that apply to turns at intersections can make resolving these claims even more difficult. Why Are Left Turns So Dangerous? First, usually when a vehicle is making a left turn, the driver is turning across
It may not be who you think. Naturally, one may assume that a driver who rear-ends another driver is at fault. Nevertheless, North Carolina law requires the certain circumstances to be considered in the liability analysis. The Reasonable Driver Assumption While the following motorist may assume that the preceding vehicle is being driven with care and caution, he must drive at an appropriate speed and must maintain an interval between the two vehicles as would enable him to avoid a
Tien Law Firm represented a clients against Nationwide. Our litigation attorneys were able to negotiate a successful pre-litigation settlement in the matter against Nationwide without our client having to litigate the matter in court.
We are pleased to announce that Tien Law Firm has negotiated and obtained a pre-trial policy limit settlement tender for our client against The General Automobile Insurance Services.
Our North Carolina real estate lawyers have seen some insurance companies can seek to escalate homeowners’ insurance rates due to the estimated replacement costs for homes subject to future weather events and disasters. It pays to shop around. A wise homeowner uses the free-market economy to obtain goods at the best price available. There are many different home insurance companies. Some shopping around can end up saving significant amounts of money in the short and long run. An important consideration
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Tien Law Firm represented North Carolina-based beauty brand Painted Plus, LLC in the sale of its membership interest in Painted Plus and launched a new business venture Crescent Method, LLC. The Tien Law Firm deal team was led by managing attorney Sonya Tien and included Amiee Nwabuike.
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If a police officer arrived at the scene of your accident, they will file a crash report known as Form DMV-349. Crash reports contain crucial details about an accident including insurance information, witness accounts, and a report of what happened and which driver was at fault for the collision. Because of all the information they contain, crash reports use numerical codes to describe the accident details. Below is a quick guide to decode the most important information on your NC
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The United States Citizenship and Immigration Services (USCIS) has departed from the August 2019 public charge rule that had been crafted and published by the previous administration. On March 9, 2021, the Secretary of Homeland Security, Alejandro N. Mayorkas, issued a statement that the Government would no longer defend the public charge rule in court, thus allowing it to be blocked and reverting to the former public charge rules that had been in effect since 1999. On March 19, 2021,
Do you know what diminished value is? One aspect of property damage claims that can be overlooked is that of Diminished Value or Diminution of Value of the vehicle. Diminished Value is the difference in the value of a vehicle after repairs have been made. Even with quality repairs, a vehicle may lose value on account of being in a car accident. So where do we go from here? When can I get compensated for Diminished Value and how do I show
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A title opinion is the written opinion of an attorney, based on the attorney’s title search into a property, describing the current ownership rights in the property, as well as the actions that must be taken to make the ownership rights marketable. Tien Law Firm, PC handles all aspects to help spot past, present and future issues of your property and to make sure they are free and clear. Real Estate Attorney Title Search A title search is an examination
We are pleased to announce that Tien Law Firm successfully negotiated and secured two pre-litigation settlements against AAA Insurance for our clients.
We are pleased to announce Tien Law Firm negotiated and obtained a successful pre-litigation settlement in a matter against National General.
Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender—not you—if you stop making payments on your loan.  PMI is arranged by the lender and provided by private insurance companies. PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home’s purchase price. If you’re
What does the insurance company have to pay? An insurance company’s obligation to pay a claim for damage to someone’s vehicle or property arises out of the insurance policy. On a typical claim, the insurance company will pay on behalf of their driver those amounts that the driver is responsible for. This may include towing fees, storage fees, loss of use, diminished value, repair costs, and/or the actual cash value of a vehicle deemed to be a total loss. What
Hydroplaning is a terrifying experience. Even safe driving can result in hydroplaning during bad weather conditions. Drivers often react hastily when they lose control of their vehicles, but this can be a fatal mistake. Motorists must know how to react when their vehicles hydroplane. Here are a few tips to keep in mind: Take your foot off the accelerator;Do not use your brakes heavily;And turn your steering wheel in the direction that you want to go. Hydroplaning is particularly common
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As a personal injury attorney at Tien Law Firm, I am fortunate to be able to work in Raleigh. When I’m not working on my clients’ personal injury and real estate matters, I like to enjoy all that Raleigh has to offer. Why I love working in Raleigh, North Carolina. On the drive through downtown Raleigh to the Wake County Superior Court or the Federal District Court for the Eastern District of North Carolina, I am delighted to see the transformation of downtown
We are pleased to announce that Tien Law Firm has negotiated and obtained a settlement for our client in a pre-trial win against Travelers Insurance.
do I get my real estate check at closing
Usually, Yes. It is important to note whether the terms of your home loan include a prepayment penalty. Most lenders allow loan prepayment, but some loans may have prepayment penalties. Paying extra money each month or making an extra payment at the end of the year can accelerate the process of paying off the home loan early. When you send extra money, be sure to indicate that the excess payment is to be applied to the principal and double check
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Welcome to Tien Law Firm, where dedication, professionalism, and personal attention have allowed us to recover millions of dollars for our clients and close deals. We are a group that values the people around us. While our lawyers are dedicated to seeking results in every case entrusted to us, we understand that winning cases shouldn’t be our only priority. Above all else, our firm is committed to our clients, our corporate culture, and our community. Clients We strive to develop relationships with our clients
A significant number of car accidents that we see each year in this state were rear-end crashes. This could be interpreted to mean that rear-end collisions are common and occur at an unfortunately high rate. When you are involved in this type of accident, having a lawyer on your side can allow you to focus on recovery instead of troublesome insurance companies. It is important to note that certain rear-end collision factors that can influence your case. Why a Rear-End
The death of a loved one is traumatic, especially when it is the result of another person’s negligence. No amount of money can bring back a family member, but a successful wrongful death claim may offer some much-needed financial relief. In addition to the emotional loss, surviving relatives often have to deal with large medical costs, loss of income and funeral expenses. You may be able to recover these losses in a wrongful death claim. If your loved one died
A credit score comes from one of the credit bureaus and is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan and at what interest rate. The better your score, the better your chances for getting a home mortgage on favorable terms. Be sure to review your credit report any advance to review for accuracy and
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Tien Law Firm Is Proud to Serve Raleigh Tien Law Firm’s has served Raleigh and the surrounding Triangle area since 2013. Our office is located at 5540 Centerview Drive, Suite 200, Raleigh, NC 27606. Serviced by public transportation, and easy to find off the I-440 freeway, our Raleigh personal injury law office is located in the on Centerview Drive near Cary Crossroads.  Our office is just inside the front door on the second floor, and the building has ample parking on
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Earnest money is money you put down to demonstrate that you are serious about moving forward to buy the home. It must be enough to demonstrate good faith and is usually between 1-5% of the purchase price, which can vary by customs and locations.If your offer is accepted, the earnest money becomes part of your down payment or closing costs. If the offer is rejected, your earnest money is returned to you. If you back out of a deal, you
It is important to understand what questions insurance companies ask after a car wreck because until and unless you enlist the help of a car accident attorney, you will need to take steps to protect your own rights. Some of the most common questions insurance companies ask following an accident involve questions to help them determine liability or who is at fault, including, but not limited to: Who was involved in the accident? Was anyone else in the vehicle? Who
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If you are injured in North Carolina in a car accident, the insurance company will be happy to deal with individuals who are not represented by at attorney. Some adjusters may offer a quick settlement and tell you that it is a good deal and that is all that you need. Some insurance companies may tell you they cannot go any higher and will not pay a penny more than what they are offering. Many adjusters tell unrepresented individuals to
We are pleased to announce Tien Law Firm negotiated and obtained a successful pre-litigation settlement in a matter against Gallagher Bassett.
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Important Facts About North Carolina Car Accident Injury Claims After you are injured in a car accident, many questions may come to mind, such as:“How will I pay for my medical care?”“Who pays for my car repairs or replacement?”“How do I get compensation from the person that caused the accident?”“What do I do next?”Taking the right steps can help increase your chances of compensation. You have three ways to proceed: You can let the insurance adjuster tell you the next
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We are pleased to announce that Sonya Tien has been selected for the Super Lawyers 2021 Rising Stars list for North Carolina and New York. This is an exclusive list, recognizing no more than five percent of attorneys in the state.Super Lawyers, part of Thomson Reuters, is a research-driven, peer influenced rating service of outstanding lawyers who have attained a high degree of peer recognition and professional achievement. Attorneys are selected from more than 70 practice areas and all firm
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Here are some alarming statistics about car accidents on North Carolina’s roadways. North Carolina Car Accident Stats In 2019, there were 285,074 traffic crashes reported, nearly 25,000 than in 2018. (NCDOT)125,232 persons were injured, a 0.2 decrease from 2018. (NCDOT)Out of state drivers were involved in 6.8% of North Carolina car accidents in 2019. (NCDOT)72.7% of all crashes occurred between7:00 a.m. and 6:59 p.m. (NCDOT)In 2018, 19.2% of the crashes in North Carolina involved a driver that was distracted. (NCDOT)14.02
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In a car accident, the at-fault insurance company may accept responsibility for the damage to your vehicle and make an offer to settle the property damage claim. You will almost always deal with an adjuster at the at-fault driver’s insurance company. An adjuster is the person the insurance company hired to review and negotiate your claim. Typically, part of the adjuster’s job is to try to minimize your claim in order to control costs for the company. After a liability
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Truck accidents can be especially frightening considering the dangerousness of their weight and size. You may be unsure about what to do after the accident and do not want to say anything to the insurance company that could make them deny or devalue your injury claim. Our truck accident lawyers have helped seriously individuals process their accidents and move towards resolutions that benefit them and their futures. With years of experience, we understand the truck accident procedure process thoroughly as
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It is important that buyers who are purchasing real estate have a basic understanding of what closing costs they will be responsible for under the terms of their contract. Below, you will find a list of typical buyer closing costs in a real estate transaction. Common Closing Costs Title & Legal Fees 1) Attorney Fee 2) Survey 3) Title Search/Lender Policy Endorsement 4) Recording Fees 5) Title Insurance 6) Home Inspection 7) Home Warranty (OPTIONAL) 8) Property Taxes Due Mortgage
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Closing costs are fees incurred in the buying or selling a home, or refinancing a mortgage. Lenders should provide a Loan Estimate showing the services that you can shop for. Common Closing Costs and Title Fees for a NC Residential Real Estate Closing 1. Settlement or Closing Fee is to handle and conduct the closing, for the attorney to review the closing documents, and answer any questions.  Also, an attorney must handle the funds and disburse in accordance with the approved settlement
Tien Law Firm’s personal injury lawyers achieved a successful settlement against GEICO for a minor child that our firm represented pro bono.
We are pleased to announce Tien Law Firm negotiated and obtained a successful pre-litigation settlement in a matter against Nationwide.
We are pleased to announce that Tien Law Firm has negotiated and obtained another pre-trial settlement for our client against Allstate.
Federal disclosure forms define the information lenders must provide to consumers applying for real estate loans. The Loan Estimate, which covers the key features, risks, and costs of a mortgage loan, must be provided to the real estate buyer within three business days of an approved loan application. Additionally, the Closing Disclosure form covering the transaction costs for the real estate purchase must be delivered at least three business days before the closing.